The Financial Proof NetworkPROVE WHAT MATTERS. SHARE LESS.Built first for mortgage lenders
Prove the financial fact you need.Share less of the financial file.
A lender requests a specific financial fact. The borrower authorizes the financial sources they choose. RunPayway™ establishes whether authorized financial evidence supports the requested fact and issues a minimum-disclosure proof.
The lender keeps the underwriting decision.
Verified
$500,000+
Qualifying funds met the requested threshold.
An illustrative figure. The amount is an example of a requested threshold, not a result for any person.
You request the fact. RunPayway™ handles the verification.
You name one amount. The borrower sees the specific fact being requested before authorizing anything, and the request cannot quietly widen later.
01
Request
The lender requests a specific financial fact.
Qualifying funds at or above $500,000
02
Authorize
The borrower reviews the request and authorizes the financial sources they choose.
03
Verify
RunPayway™ evaluates the authorized financial evidence against the requested fact, under a defined verification method.
04
Receive
The lender receives a verifiable proof. The underlying financial file is not disclosed in it.
- The borrower authorizes.
- RunPayway™ establishes the fact.
- The lender decides.
Built first for mortgage lenders.
RunPayway™ begins with lending and is designed for transactions where one party needs a specific financial fact without needing the person’s complete financial file.
How does RunPayway™ know?
RunPayway™ does not verify what anybody says. It establishes what authorized financial evidence supports.
01
Authenticated source
The financial evidence behind a VERIFIED proof comes from an approved, authenticated source, not a financial number entered by the person it is about.
02
Ownership or control confirmed
RunPayway™ establishes the required relationship between the proof subject and the financial source before qualifying funds can count toward the requested fact.
03
Current evidence
Every proof shows when the financial evidence applied and when the fact was verified.
04
Integrity checked
Unresolved conflicts, duplication, stale evidence, or other material problems stop automatic verification.
05
Exact fact proven
VERIFIED is issued only when qualifying evidence establishes the exact requested financial fact.
VERIFIED MUST BE EARNED EVERY TIME.
Financial facts change.
Every RunPayway™ proof is tied to when the evidence applied and when the fact was verified. If a newer proof is required, the evidence is checked again and a new proof is issued.
The original proof is not rewritten.
Proof issuance is being built. No proof is issued today, so there is nothing to look up yet, and this page will keep saying so until there is.
The fact you need. Without the financial file behind it.
What the RunPayway™ proof discloses
- VERIFIED
- The requested threshold, $500,000
- The proof subject
- When the evidence applied
- When the fact was verified
- Whether the proof is current
- The proof reference
What the RunPayway™ proof does not disclose
- Actual account balances
- The amount above the threshold
- Account numbers
- Transaction history
- Unrelated accounts
- The underlying financial statements
A proof at $500,000 reads the same whether the qualifying amount is $500,001 or $50,000,000.
No underlying statements are delivered to the requester. What arrives is the RunPayway™ proof, and you retain that instead of the financial file behind it.
Stop collecting when the fact is proven.
Three outcomes. No score.
VERIFIED
Qualifying authorized evidence established the requested fact.
NEEDS ATTENTION
Something specific must be resolved before RunPayway™ can determine the result.
NOT VERIFIED
The requested fact could not be established from the authorized evidence.
NO SCORE. NO RECOMMENDATION. NO APPROVAL OR DENIAL.
RunPayway™ establishes the requested financial fact. The lender retains the underwriting decision.
NOT VERIFIED says what the evidence could establish. It is not a denial, and not a judgment about anyone.
RunPayway™ verifies. The institution decides.
- WE VERIFY THE REQUESTED FACT.
- YOU KEEP THE DECISION.
No result carries an approval, a decline, a score or a recommendation.
RunPayway™ does not replace underwriting.
A lender may need additional information for underwriting, eligibility, compliance, closing, or other requirements. RunPayway™ establishes the specific financial fact that was requested. The lender retains responsibility for the lending decision.
RUNPAYWAY™ ESTABLISHES THE FACT. THE LENDER DECIDES WHAT IT MEANS.
RunPayway™ does not move money.
RunPayway™ establishes what is true about money. It never holds, moves, directs or takes custody of the funds a proof is about, and it initiates no transfer and no payment. A proof is a statement of fact, not an instruction to anybody, and nothing in the product can act on the account it was established from.
THE TRUTH LAYER AROUND MONEY. NOT THE MOVEMENT OF IT.
What needs to be proven?
We are working first with mortgage lenders and financial institutions to validate production financial-proof workflows using real lending requirements.
No IT integration required to start.